Miami Shoot

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Business, MSM Online, Real Estate

2024 Real Estate Legislative Changes in Florida’s Real Estate Landscape

By Julio GuzmanAs the real estate market in Florida, particularly in Miami Dade County, continues to evolve, several key legislative items are making a significant impact. Florida Realtors play a critical role in these legislative developments, particularly through their annual participation in the Greater American Realtor Days (GARD) in Tallahassee, FL during the Florida legislative session. Their advocacy ensures that real estate policies are aligned with industry needs, influencing positive changes in the legislative landscape. This article delves into four major topics that are reshaping the industry, addressing both the challenges and opportunities they present. 1. Rising Property Insurance Costs The surge in property insurance premiums in Florida is a multifaceted issue, significantly impacted by several key factors. The state is facing this challenge head-on, with a series of reforms aimed at stabilizing insurance costs and providing relief to homeowners and businesses. – Impact of Natural Disasters: Florida’s vulnerability to hurricanes and tropical storms is a primary driver of the increased insurance claims, leading to higher premiums. – Litigation and Fraud: The state has seen a rise in insurance-related litigation and instances of fraud, such as inflated claims, which contribute to escalating costs. – High Reinsurance Costs: The frequent severe weather events have also led to increased reinsurance costs for insurers, a burden that often gets passed down to policyholders. – Market Challenges: Due to these factors, the property insurance market in Florida has become less profitable, leading some insurers to exit the market or reduce coverage, further reducing competition and increasing rates for consumers. – State Interventions: In response, the state is taking several measures. These include encouraging new insurers to enter the market, supporting the ‘depopulation’ of Citizens Property Insurance to foster a more competitive insurance market, and leveraging global reinsurance support. Additionally, in Governor Desantis 2024 proposed budget he earmarks a $409 Million allocation to help reduce insurance premiums potentially by 5%- 6% through tax relief, particularly targeting properties valued under $750,000. These measures aim not only to lower premiums but also to ensure the long-term sustainability of the property insurance market in Florida. Through these comprehensive efforts, Florida aims to address the root causes of the property insurance crisis and create a more stable and affordable insurance landscape for its residents. 2. Hometown Heroes Housing Program To support essential community workers, the Hometown Heroes Housing Program provides affordable housing options to healthcare professionals, teachers, law enforcement officers, and firefighters. This program, part of the Live Local Act, offers zero-interest loans and incentives, recognizing the pivotal roles of these individuals and addressing the state’s affordable housing needs. 3. Business Rent Tax Reduction Aimed at promoting a business-friendly environment, the reduction in the business rent tax from 4.5% to 2% in 2024 is a significant legislative step. This reduction is expected to stimulate business growth and economic competitiveness in Florida’s commercial real estate sector. 4. Condominium Reform Florida is also focusing on condominium reform to enhance governance, maintenance, and financial transparency. These reforms are designed to protect consumers, improve management standards, and boost confidence in condominium investments, a crucial segment of Florida’s real estate market. The Role of Florida Realtors in Legislative Advocacy Florida Realtors play a critical role in these legislative developments, particularly through their annual participation in the Greater American Realtor Days (GARD). Their advocacy ensures that real estate policies are aligned with industry needs, influencing positive changes in the legislative landscape. The intersection of legislative initiatives and real estate in Florida presents a dynamic landscape of challenges and opportunities, particularly in Miami. As stakeholders – including homeowners, investors, developers, and industry professionals – engage with these legislative items, their involvement is crucial in shaping a resilient and thriving real estate market in the Sunshine State.

MSM Online, Tech

6 Apps That Helps You With Your New Year Resolution

By Uchenna MmuoAs we usher in a new year, the tradition of setting goals becomes prevalent among individuals aspiring for personal and professional development. Although the initial enthusiasm for achieving these goals maybe high, but sustaining consistency and staying on the course often prove challenging. Fortunately, technology provides an array of apps tailored to support us in attaining our yearly objectives. So let’s explore six apps designed to help us maintain focus, organization, physical and general wellbeing throughout the entire year. Quit NowQuit Now app, is an app that recognizes the uniqueness of each smoker’s journey by offering a personalized quit plan that considers individual habits, motivations, and triggers, allowing users to set a quit date and receive a customized roadmap with milestones for a structured and achievable path toward a smoke-free life. A standout feature of this app is its real-time health- tracking capabilities which help users monitor the positive change in their health as they progress through their quit journey. The app displays improvements in lung function, blood circulation and other health metrics, serving as a powerful motivator that reinforces quitting smoking. It also offers a financial savings calculator to help users visualize the tangible impact of quitting smoking on their financial well-being. Quit Now fosters a sense of community by connecting users with a network of individuals on similar journey. Through this, users can share their experiences, seek advice, and celebrate milestones with the Quit Now community, creating a supportive environment that reinforces their commitment to a smoke-free life. So if you are onthe path to a smoke-free life, Quit Now serves as an invaluable companion, providing the tools and encouragement needed to turn aspirations into reality. Serial ReaderAt the forefront of this literary revolution is Serial Reader, an innovative app made by MichaelSchmitt which redefines reading experience by breaking down classic books into manageable daily installments. With its ability to deliver books in manageable chunks, Serial Reader is the ideal application for readers on the go. Classic books in a variety of genres are divided into small portions that are easy to read in quick daily time frames. It offers a diverse library of classic literature, and philosophical works, introducing readers to lesser-known literary masterpieces. Serial Reader recognizes that readers have different preferences and time limitations, providing users with the ability to tailor their reading plans by modifying the duration and schedule of daily installments. It also offers a personalized reading experience with adjustable fonts, background colors, and reading reminders, catering for readers of all ages and technological backgrounds. To motivate users and celebrate their literary milestones, Serial Reader includes progress tracking and achievement badges. Readers can witness their progress through a book, stay motivated, and share their achievements with the app’s community. Connected CareThis innovative app goes beyond the traditional boundaries of healthcare, leveraging digital solutions to connect patients with their health information, caregivers, and medical professionals seamlessly. Connected Care serves as a central hub for health information, allowing users to seamlessly integrate and access their medical records, test results, and other vital health data in one secure platform. Connected Care provides secure communication channels for patients, caregivers,  and healthcare professionals, reducing in-person visits especially for individuals with chronic conditions or those requiring continuous monitoring. The app enhances medication management by offering personalized schedules, reminders, dosage alerts, and prescription refill requests, thereby promoting adherence and reducing errors, thus improving overall health management. Connected Care offers health tracking features beyond medical records, encouraging users to adopt healthier lifestyles and participate in preventive care by logging physical activity, monitoring vital signs, and setting health goals. Fitness BuddyIn the quest for a healthier and more active lifestyle, having a reliable companion can make all the difference. Fitness Buddy is an all-encompassing app designed to be your guiding force on the journey to physical well-being. Its extensive exercise database offers a wide range of workout for various fitness goals, with detailed instructions and video demonstrations to ensure proper form and technique. Fitness Buddy empowers users to create personalized workout plans based on individual fitness levels, preferences, and objectives. With the flexibility to adapt to various fitness goals, including weight loss, muscle gain, or overall fitness improvement, the app becomes a tailored guide for every user. To enhance user convenience, Fitness Buddy seamlessly integrates with popular wearable devices, enabling users to track their workouts and health data effortlessly. Whether you prefer monitoring your progress through a smart watch or another wearable device, Fitness Buddy ensures that your fitness data is readily accessible for a holistic view of your health and wellness.  RolaRola stands out as a dynamic crypto community tailored for Web 3.0 and blockchain enthusiasts, offering a unique blend of engaging features that set it apart in the crypto world. Rola integrates artificial intelligence (AI) into its platform, adding a social dimension that facilitates user interaction, idea sharing, and the formation of meaningful connections. The AI is not just a static feature; it evolves based on user interactions and learning from the community to become more intelligent over time. This learning process ensures that the AI evolves alongside the community, leveraging collective experiences to enhance its capabilities. This innovative approach positions Rola as a community with organic growth that is driven by the insights and interactions of its members. Beyond functionality, Rola breaks new ground by incorporating an interactive social aspect, allowing users to engage with each other, share ideas, and witness the collective progress of the community. Adding an exciting dimension to social interaction, Rola introduces a game-based social aspect. This feature enables users to not only connect but also engage in friendly competition. EdsomaWhen it comes to an app that will enhance reading in children, Edsoma is the key. This app transforms reading experience into an enjoyable and educational journey. It uses an advanced technology that supports children in reading, guiding them at an optimal pace, and tailoring their reading preferences through its extensive library of educational resources. Edsoma incorporates Word Identification Technology, leveraging innovative syllable breakdown algorithms. This advanced technology analyzes the words being read by users, adeptly identifying any missed or incorrectly pronounced terms. By doing so, Edsoma provides a personalized and interactive reading experience, helping learners enhance their word recognition skills and overall reading  proficiency. Edsoma stands out with its state-of-the-art Voice Detection capabilities, featuring real-time voice identification and speech pattern recognition technology. These patent-pending features contribute to the precision of pronunciation

Fashion, LIFESTYLE, MSM Online, Uncategorized

Holiday Gift Guide

By Karen Huggins @glamandbrains   It’s that time of year! The holidays are around the corner, and if you haven’t already decided what to give your loved ones, here is a holiday gift guide that will help you: Honey Birdette: time for celebration and shine, the best way to do it is starting from within. Flirty, playful, and unapologetically sensual lingerie. Honey Birdette breath taking luxury lingerie is the best gift for our inner goddess. Sumptuous and lavish designs. The best way to inject a sense of sensuality into the bedroom from opulent lingerie to high-end toys. Photo credit: Honey Birdette Photo credit: Honey Birdette Photo credit: Honey Birdette Photo credit: Honey Birdette Photo credit: Honey Birdette Voltari Electric Boats: Imagine the performance-boating experience, transformed. Flying across the water hearing only the sound of the water past your streamlined hull. The smell of gas, oil and exhaust a thing of the past. With power and response like nothing you’ve ever felt. “It’s more than electric – it’s a better boat.”  With a carbon-fiber deep-V racing hull and 1350Nm of raw torque, the Voltari 260 is a performance boater’s dream. The 260’s 142 kW h Lithium-Ion battery pack system delivers a full day’s use on a single charge but Voltari not only offers the latest technology in the world of boats, hand-stitched marine-grade Alcantara interior fabrics dissipate heat and stay luxuriously comfortable in all conditions, and with the premium backlit Rockford Fosgate stereo system and Lumitec custom lighting, definitely a perfect holiday gift. Photo Credit: Voltari Electric Photo Credit: Voltari Electric Photo Credit: Voltari Electric Magic Mike Live: Intense, liberating, sensual. If you’re looking for the ultimate girls’ night out or an electrifying date night, Magic Mike Live is the best gift. For months in Miami, the acclaimed show Magic Mike Live will be entertaining Miami crowd with a jaw-dropping, acrobatic and sexy show. His creator Channing Tatum brings the best plan for a Miami night where you can enjoy the show and indulge yourself in a great dinner at the itinerant restaurant. Photo credit: Magic Mike Live @mmltour Photo credit: Magic Mike Live @mmltour Photo credit: Magic Mike Live @mmltour Tulerie: a dream come true; a designer wardrobe updated every week with the latest trends. Why pay full price for clothes you will only wear once when you can borrow them instead! Tulerie is a peer-to-peer luxury closet sharing app with sustainability and sharing on the mind. The Tulerie community is made up of like-minded women who are obsessed with fashion and are eager to expand their wardrobes in a way that is friendly for both the environment and their wallets. @glamandbrains @glamandbrains @glamandbrains @glamandbrains Dear John: designed for you to be the perfect pair of jeans you would want to live in. Dear John silhouettes are shape defining and crafted with exceptional fabrics, artisan prints and rich color story.  They are buttery soft, luxurious and move with you effortlessly to express your identity and individuality. Who doesn’t like receiving the perfect pair of jeans as a gift? @glamandbrains @glamandbrains @glamandbrains Coeur de Lion: high-quality jewelry, handcrafted in their studio in Stuttgart, Germany. Timeless pieces meticulously made by hand using only carefully selected materials such as colorful natural stones of the highest quality; from expressive amethyst to inspiring sodalite, sensual rose quartz, vibrant hematite and real pearls. Ethical, socially responsible, and environmentally friendly. A unique holiday gift. @glamandbrains  

LIFESTYLE, Luxury, MSM Online, Traveler

Mandarin Oriental Miami Staycation

  By Karen Huggins @glamandbrains   When it comes to where to stay in Miami, we are never out of options; whether it is a magnificent suite, an ocean view, a charming boutique hotel or an affordable romantic room. After weeks traveling for work, we decided to enjoy a staycation in Miami. We live in paradise and there are amazing hotel options to disconnect for the weekend. Ideally situated in Brickell Key, the luxurious Mandarin Oriental Hotel is an iconic beauty. The ocean and skyscraper-filled downtown adds to the scenic location of this legendary hotel.   A dream come true by choosing a stay in the magnificent suites at Mandarin Oriental Miami. Offering a selection of suites with all the extravagant hotel services in privacy and intimacy, this is what ideal staycations are made of. A dinner at La Mar by Gaston Acurio was the best way to start the weekend. The Peruvian cuisine and the ocean view dining alfresco is the best plan in Brickell area. After a great dinner and pisco sours at La Mar, we did a stop at the bar. Ending the night indulging in an exquisite glass of something bubbly was a great idea. The bartender did a couple of amazing drinks for us, the ultimate luxurious cosmopolitan experience. Waking up in the comfort of the king bed at the Junior suite is the perfect way to start the day. Heading to La Mar for a big brunch was the icing on the cake. The quality of the ingredients and the menu is impressive. Superb brunch! Time to relax under the palm trees sipping a cocktail and enjoying Brickell views! Love the Mandarin Oriental sand area, best place to enjoy a “Dolce far niente” moment. The cherry at the top, the Spa treatments. The Spa is an oriental oasis where you can get the best views to the ocean while you enjoy a magnificent massage at one of the spa suites.

Holidays, MSM Online

Luxury gift guide by designer Porscia Yeganeh

Porscia Yeganeh is a true citizen of the world. Born in Iran she has lived already on several continents and called countries like Turkey, Greece and Canada her home. She has been named a true disruptor in the luxury designer world. While most well-known luxury brands have moved substantial parts of the Italian designs to developing countries, Porscia proves herself with sustainable, forever luxury ALL MADE in Italy. Her designs are unique as they resemble parts of iconic places and buildings. The gorgeous and talented designer explains her life journey this way: :”I am the lands I’ve called home. My artistic qualities developed from my childhood in Iran. My time in Turkey showed me what it means to be boundless. Life in Greece taught me heritage and history. Canada greeted me with the beauty of diversity and differences. And Italy inspired my passion for quality design. “ Porscia’s clientele includes not just royals and celebrities but also Miami’s high society that is tired of the usual luxury labels and looking for something high-end but unique or as Porscia puts it, “A lady who is aware of trends but aims to establish her own personal style”. And as for Miami as a city? “ Miami has become my place where work meets play effortlessly. “ For us the frequent flying creative exclusively put together a list of her 5 top luxury gifts for this Christmas. For her, for him or just for yourself! Enjoy! Brunello Di Montalcino wine – A holiday can’t be celebrated without a bottle of aged wine line Brunello Di Montalcino by Silvio Nardi – A family associated with the original group founders of the renowned Wine the world knows today, Brunello Di Montalcino – in Tuscany Www.tenuteNardi.com IG: https://www.instagram.com/tenutenardi/ DYSON hair set – a must have for a Royal lady – growing up, hairstyling was very important to my mother in making sure I was always looking great when going out. Thus this became an important part of my life. Hairstyling, I believe, should be the main priority for a royal lady that we all possess inside to be. Dating back to the Roman times, hairstyling one’s hair was an innate desire of humans to emphasize their beauty, wealth and power. https://www.dyson.com/hair-care A WINTER Coat by MONCLER – A winter is not warm thought without a Moncler coat. Their down jackets are the perfect combination of top design, impeccable quality and performance across all categories :Women, men and kids. Equally great for that skiing-trip to Aspen or Christmas shopping in New York https://www.moncler.com J’adore perfume – I’ve been wearing this perfume Since I was 14years – and the compliments keep coming www.dior.com Of course I have to throw in one of my PORSCIA YEGANEH® MUST HAVE essential pieces, this multifunctional , small leather-good is the quintessential item to bring with you whether you’re sightseeing, on a night out, or on the move. CLAUDIA https://porscia.com/collections/claudia/products/claudia-multifunctional-mobile-wallet-3d-crossbody-mustard

Health & Fitness, LIFESTYLE, MSM Online

Best beach reads right now

  By Nadja Atwal The beach is calling us all year around and for many this is the place to find the time for a good read, especially since we know how reading books is what successful people do, supposedly. Granted not all readers are leaders but: all leaders are readers.  So we asked Kyle Wallgren, award winning serial entrepreneur and CEO of the innovative reading app EDSOMA, what books will make your day at the beach sweeter and smarter.   Start-up reality: Hatching Twitter by Nick Bilton  This is about twitter and focuses on  the people who started it, including their backgrounds, personalities and infighting of the  the four co-founders (Noah Glass, Jack Dorsey, Biz Stone, Evan Williams) . Current CEO Jack Dorsey in particular gets a very sinister review, as he is being characterized as incompetent guy with tunnel vision and a horrible moral compass. Celebrity biography : Greenlights by Matthew McConaughey a story about Matthew’s  life growing up and always taking the positive out of everything. A mix of biography and guide, the Hollywood star tells his story including a rough childhood that included corporal punishment and his parents divorcing and remarrying each other twice! Highly recommended is the audio version read by the author himself. For self-development:  Can’t Hurt Me (Master Your Mind And Defy The Odds)  by David Goggins David tells about his setback in life how he rose up from an abusive home to breaking records. He shows how you can rewire your brain to become and do better. The author’s bio is worth noting : David Goggins is a retired Navy SEAL and the only member of the U.S. Armed Forces ever to complete SEAL training, U.S. Army Ranger School, and Air Force Tactical Air Controller training. Goggins has competed in more than sixty ultra-marathons, triathlons, and ultra-triathlons, setting new course records and regularly placing in the top five. A former Guinness World Record holder for completing 4,030 pull-ups in seventeen hours, he’s a much-sought-after public speaker who’s shared his story with the staffs of Fortune 500 companies, professional sports teams, and hundreds of thousands of students across the country. It is also worth checking out David’s Instagram that also shows his mind-blowing physical transformation. @DavidGoggins A business must read:  Start With Why by Simon Sinek A book about finding the meaning behind what makes a good company great.  For your little ones to keep them busy in between building sand castles :  I’ll Follow The Moon by Stephanie Lisa Tara A  fabulous, adventurous story with a gentle, soothing vibe about new born sea turtles and how they find their way home. Fantastic illustration!

MSM Online, Shows & Events, Swimwear

MIAMI SWIM WEEK COMEBACK 2021

By Karen Huggins, Miami Swim Week, the biggest swimwear spectacle on the planet returned post-pandemic and saw hundreds of brands, veterans, and newcomers. The swim-centric event featured the latest trends and fashions from brands and designers including Oh Polly, Luli Fama, Maaji, Boohoo, Jonathan Simkhai, Honey Birdette, Megan Mar, Liliana Montoya, Forever 21, Pretty Little Thing, Mery Playa among others. Cocktail hours, brunches, dinners and afterparties are essential at the four-day swimwear event.  All of them with amazing brands and opportunities to experience the new collections. This year I covered the events with two local Miami babes and influencers: Vanessa @vanessarosetilley and Juanita @jlondonostyle. We started the week with beautiful models descending upon Miami Beach for the Select Models-hosted party for Paraiso swim show at Meet Dalia. After an amazing night we were ready for the first day of shows and events. Jonathan Simkhai held a presentation at Joia Beach, the perfect scenario for featuring his stunning Resort 2022 Swim Collection. Sophisticated and elegant designs for the chic woman. Destination Colombia show brought a colorful explosion of amazing designs and quality fabrics including brands such as Ancora, Bahama Mama, Mar de Lua, Mola Mola, Naranja Furcado, Palmacea, PQ Swim, and Smeralda. They also hosted a brunch at the Ritz Carlton South Beach where we could meet the designers and learn why this country is one of the leaders in the industry. Paraiso presented the panel series where industry insiders came together to express and exchange ideas. A key panel of experts including Omnisend and Okendo talked about Direct-to-consumer (D2C) and Courvoisier hosted a lavish lunch at Mila Restaurant. The consciously beauty brand, Elaluz hosted a brunch with the founder and influencer Camilla Coelho. The acclaimed businesswoman and instagramer presented a new Elaluz line, the brand presents timeless must-haves featuring powerful Brazilian superfoods with extracts and oils from plants, fruits and nuts.  After a fruitful day learning about the industry with the panel and meeting designers, we headed to Byfne Show presented by Models of Color Matter. An explosion of colors, joy and vivid designs. Oh Polly introduced us to their new sister company Neena Swim on a show with sexy models with flawless bodies. A neutral color palate including nudes and whites in daring cuts. Gorgeous! @glamandbrains at Miami Swim Week @elaluz event @jlondonostyle with Camila Coelho at @elaluz event @elaluz brunch@jlondonostyle at Oh Polly Yacht party@vanessarosetilley Miami Swim Week 2021 @vanessarosetilley at Miami Swim Week Bfyne @modelsofcolormatter showDESTINATION Colombia Bahama MamaDESTINATION Colombia_Ancora_Oliva PontonJonathan Simkhai show Jonathan Simkhai showMiami Swim Week 2021 @glamandbrainsOh Polly Oh Polly

Cover Stories, MSM Online

Miami Means Business and Stephanie Saunders Means Business In Miami

Interview by Nadja Atwal  Stephanie Saunders’ calendar is full. Business meetings, speaking engagements, her own podcast, Charity board Zoom calls, photo shoots and being hands-on with her multiple businesses, of which she runs some together with her husband. It was not the fact that she has been doing so many things and well, but the way she communicates her philosophies and goals on social media that grabbed the attention of Forbes magazine. The result? She was named among the top 10 influencers of 2020 – above, yes, you read correctly –  Elon Musk.  We met Stephanie for an exclusive interview and picked up some influencer tips while learning more about her. First of all congratulations on being named as one of the top influencers by Forbes magazine! What do you think made you stand out from so many other successful Influencers?  To be honest being named on a list of the top 10 influencers for 2020 was a shocking and humbling moment. I really feel the contributor’s message was about using influence for good and that’s what I try to do. You know when an influencer is just selling a product or service or truly trying to help solve a problem by giving you a solution.  You are very strong on LinkedIn, but you also take great care of your instagram and lately have been moderating lots of rooms on Clubhouse. Tell us about your social media strategy.  LinkedIn has been a massive resource for me and my businesses as well as supporting my sales team. The reason LinkedIn has been such a prevalent space for everyday contact and endgame to growth has been so fast for us is because you can literally filter your target audiences by business category and find those that will resonate most with your business tips – and that is a huge when it comes to social media marketing and influence. What I’ve realized since utilizing social media for influencer style marketing though is that – you just be on all platforms. With that said each platform has its own voice. For me LinkedIn is the best over all for our style of business education content related to property, investing, non-profits, and personal business success. But Instagram is wonderful for a visual portrayal of your life where people can find out more about you personally, your interests, your travel spots and of course what you eat – which are important for people to feel more connected to you on a different level. Clubhouse has been a great place to start relationships in real time and then bring these people into your sphere after making connections on a new level with this audio only playground.  What do you say to people who feel social media is not getting them desired results?   I’m quite literally “mind blown” when I hear people speak poorly about those successfully utilizing social media for marketing themselves and their brands. And by brands I’m not referring to products – I’m referring to business empires. People who are unable to understand the importance of having a digital footprint on social media platforms will get left behind as we move into more and more technology friendly lifestyles.. When I changed from consumer to creator I immediately had been doors opening for me and my businesses. If you’re already utilizing social media and not having success, my best recommendation would be to access the platform you’re using and its preferred content style. It’s very possible you’re speaking the wrong content style language and just need to add a layer in the correct direction.   You have several businesses. Tell us about them and how a typical business day in your life looks like:  Yes! I am constantly trying to grow and each business venture is a new layer to my entrepreneurial life. When I was in corporate I represented banks and funds during the foreclosure crisis – at the time consumers were certainly in the loosing seat & investors gained in their positioning. When I left I started an investment fund of my own where I buy and manage Multifamily properties but I also teamed up with a public adjusting firm, United claims specialists, where we help property owners large and small protect their investments – I also married the founder so this will be my life’s passion. I am a real estate fanatic, but my work is deeply routed in servant leadership – I like to help people, which is why I started the Suskind foundation – where we are focused on supporting people and communities who have been affected by natural disasters and economic hardship. I also have a marketing firm founded in 2020 called S2 Marketing where we support founders who are looking to get online to utilize social media marketing the way I do. It is a very straight forward approach of dissecting the brands mission and directive. My days consist of lots of managing my wonderful leaders and Sale’s team’s at United claims specialists and S2 Marketing. Overseeing their community outreach and marketing strategy and continuing Ed program we offer and hosting the s2 show while always looking for places the Suskind foundation can contribute. It can be difficult to wear so many hats.  Philanthropy plays a vital role in your life. Tell us about the charity you are involved in:  In addition to my foundation I am also a Trustee at JWF Broward, which is a Jewish Woman’s Foundation focused on supporting Women and girls in Israel. I’m very passionate about supporting Israel in any way I can. I am also on the broad of directors at Miami Girls foundation – where successful women have a place to support each other and show other women they can achieve anything they desire through the powerful circles available to them. What new ways of fundraising are you exploring ? Clubhouse has been a really amazing place to ignite new forms of recognition. For fundraising we are looking to bring JWF on to the

Beauty, Health & Fitness, MSM Online

Sleepless in Miami? Or Anywhere? 6 Tips for a Very Common Problem

By Nadja Atwal / Photo by Sergey Mironov – Shutterstock Everyone  has a friend or a family member with sleep issues. And if you yourself are one of the many millions who wished for a more restful night, then please know the issue already starts with the wrong idea of how many hours of sleep we need; as a result we force all kinds of unnatural schedules on ourselves. “People need around six hours of sleep, as adults, to feel well rested.” says Dr, Adam Zuber, one of the top sleep experts and neurologists in the US. “However the reality is people will force themselves to sleep longer, but after the six hours of rest, they wake up and cannot go back to sleep. Sleep consolidation, a term that means organizing ones sleep to an optimal level, is an accepted measure to treat insomnia and restless sleep. Sleep consolidation is not a term commonly known or heard of, by most non sleep specialists.  As sleep specialists we recommend limiting the total time in bed to six hours.  Meaning if one’s natural wakeup time is 6 AM then one should go to bed at 12 Midnight.  This pattern of sleep helps a person fall asleep easily and treat insomnia. Sleep consolidation also increases Non Rem sleep.  Non Rem sleep is the critical part of a human’s sleep cycle. About 80% of the sleep cycle is Non Rem sleep, it is the period when short term memory is converted to long term memory.  That is why people who have insomnia, sleep apnea and restless sleep, have poor memory and complain of not remembering things readily, this can also lead to having difficulty with job performance and productivity.   Apply these tips for getting closer to that perfect sleep:   The caffeine trap “Decaf is a lie”, says Dr. Zuber “ It does contain caffeine, just less that regular coffee, but enough to keep many people up at night. So next when you want to finish your dinner with a decaf latte, opt for a relaxing pure herbal tea instead, like Camomille or lemon ginger. Just make sure the tea has no black nor green tea base.   Choose blue No one wants to stumble while making that trip to the bathroom by night, but stay away from white nightlight . “White light wakes you up. Instead choose blue light in order to stay more relaxed and able to fall asleep again”, says the doctor.   The pillow The right pillow that does not only give you a great level of comfort , but also serves as an anti-snoring pillow and anti-teeth grinding device. For side sleepers only, there is the Sonoma Pillow, for those you variate their sleeping position, try the super pillow. “On top of that the NASA developed material and the unique shape these are also beauty pillows, as it puts your face in a position that keeps the skin from creasing.”, Dr. Zuber praises. Over 6 million Superpillows have been sold and the reviews are impressive. Worth a try ! www.remarkablelifeusa.com   The alcohol factor Lke a nice glass of red before bed to make you sleepy? Zuber shakes his head.” Try to avoid that habit. While alcohol does make it easier to to fall asleep, it makes it harder to stay asleep.” Often patients wake up earlier than they would without alcohol in their system.   Keep it cool Especially during the  colder season of the the year we tend to get to cozy with the heater. But a warm room interferes with your chance of better sleep. “68 degrees Fahrenheit is the perfect temperature for a goodnight sleep”, Zuber advises.    Unwind time Many of us feel light anxiety, even stress when thinking about all the things we have to take care of the next day. Dr. Zuber has a solution :” You should always unwind already 30minutes before going to sleep. To make it relaxing and productive at the same time, take a pen and write down all the thing you have to do tomorrow. With this trick it’s ‘done’ in your mind and you don’t have go over it endless times at night .

MSM Online

Valentine’s Gift Ideas: Brands that I love by Karen Huggins

GAROTA Garota is an online store based in the heart of Los Angeles and was created to provide women the latest fashion trends but if we have to describe Garota in one phrase we could say: it is a dream come true. Garota was born as Carolina Silvas’ dream. Carolina is an engineer but devoted her life to her true passion which is Fashion becoming a recognized fashion blogger, entrepreneur and Garota Co Founder/Creative Director. The brand was originally born in Venezuela. Carolina started her own business when she was only 20 years old and kept growing it for eight years. She currently has three stores in Miami. Today, Garota ventures to new projects with the mission to reach people from all over the world bringing style, good taste, creativity and most of all, work done with love. CRYSTALDUST If you have a jewelry box full of the latest trends in jewelry you need to check Crystaldust. Crystaldust is a fun and risky Venezuelan jewelry brand that represents the particular style and taste of its CEO and designer, Esmeralda C Doganiero. All its pieces are handmade in Colombia and India with the most select raw materials. Esmeralda began with her designs as an entrepreneurial project for the university and today she has positioned herself as one of the most recognized new accessory designers in Venezuela and Florida. CrystalDust is admired on social media not only for its designs but also for its way of promoting the creativity and talent of its followers, always encouraging entrepreneurship and supporting more and more followers to feel inspired to start their own business. Esmeralda is passionate about her designs and wants each woman who uses them to feel special and confident. CRISTALINA SWIMWEAR Founded in 2014 on a random Thursday night over a few glasses of wine, Cristalina Swimwear has been successful by understanding the changing and evolving world of swimwear and meeting the demands of todays’ women by providing a unique, out-of-the-ordinary beach look. From swimsuits to cover ups, you can find over 75 swimwear and resort brands from all over the world crafted with love using patterns, textures, and quality fabrics. The roots of their success stem from being a provider of a variety of accessories and gift items such as bags, jewelry, and activewear to be able to provide the full look for every special day in the sun, sand, and water. Cristalina Swimwear has built an incredible community of women making them feel confident, feminine and empowered. They partner with brands and fashion influencers to create exclusive pieces, capsule collections and limited edition styles.  SHARON OSP If we have to talk about an example of perseverance, determination and discipline, let’s talk about Sharon Ospina. Sharon Ospina is an acclaimed Venezuelan fashion designer, featured in Vogue British and other iconic industry publications. The beginning of it for Sharon was not easy but her perseverance always accompanied her, leading to her success. From an early age (9 years), she learned the basic principles of sewing with her grandmother, coming from a family dedicated to fashion and entrepreneurship. At the age of 19, she, Sharon, came to the USA and she began her career in this country participating in fashion bazaars with casual pieces and she was climbing two years later to haute couture pieces. Today she is a recognized haute couture designer worldwide making unique pieces created for the most vibrant, fun, and fearless women.   MICHELE LOPRIORE In 1986 Michele Lopriore opened his first store in Piazza Cadorna in Milan bringing the essence of a product with highly qualified handcraft and valuable materials, carefully selected to combine style, elegance and comfort for the cosmopolitan, open and charismatic woman. Michele Lopriore is a product made entirely in Italy; thirty years of work experience guarantee the quality and reliability of the brand always maintaining a natural inclination to merge the trend of the season with class. Today Michele Lopriore is joined by his son Mike and Giada. Determination and passion have led Lopriore family to open nine more stores in Lombardy and even beyond national borders (Brickell City Centre store in Miami is one of them).

Holidays, MSM Online

VIP’s Around The World Share Their Zoom Call Drinks

  By Editor In Chief, Nadja Atwal It’s usually the most wonderful time of the year, but 2020 we have to make  some effort to get into the right mood. It is a zoom-intense scenario … people do their virtual business calls, the virtual holiday parties, virtual dates and make plans for virtual New Years Eve events. In order to not feel Zoom-ed out, pairing your call with the right drink can make all the difference to the experience. We asked several VIPs from around the world about their favorite drinks for their Zoom calls and discovered some very interesting new drinks and familiar ones with a twist.  Current World Heavyweight Boxing Champion Mahmoud (Manuel)  Charr introduced our staff to something that I found to be both unique and delicious : Moloko   ”I am getting ready to defend my title early 2021, so I got to be really disciplined on the diet front” he tells us. ” Moloko is already a big hit in Europe. Very refreshing, with wonderful ingredients and low calories. It was invented by Dr. Gerd Müller a famous inventor in the health and lifestyle sector. So even before I tried it I suspected it must be good. And look, you can only drink so much water without being bored out of your mind. I can not have all the sugar that comes with all natural juices. So during training or during my virtual meetings, you’ll often catch me sipping a can of Moloko. It also can be mixed into all kinds of amazing cocktails. “Yes, we gotta admit that Moloko stuff gets along very well with Gin, Prosecco and especially Vodka! Of course us health focused Miami people especially appreciate that you can get it sugar free as well and that it has nothing artificial in it but lots of healthy and yummy ingredients. The Moloko Cranberry with those subtle cherry blossom and ginger notes is my personal favorite.  TV  star and skincare mogul Lea Black created her own drink “ It is actually called Leatini ! ” Now that  sounds like something sexy in a glass!  “You mix 3oz Gin with 1/4 Monk fruit juice. Pour ingredients into a mixing glass with ice cubes. Shake and then strain over ice. Serve it in a mug with some twisted lemon on top. I use my Ruth Bader Ginsburg mug as you see. “ Well, I tried it, I loved it and was ready for cat nap afterwards. Polish -American Supermodel Joanna Krupa loves a good latte or her Polish coffee extract from grains, called Inka! “But after hours I still like a nice glass of Prosecco to go with my friends and family zoom chats,” she tells us. We are with her!  Greetings from Paraguay. Their top TV star “Libres Para Elegir)” and finance wizard Carsten Pfau is practicing as he preaches: “During  the show it’s fresh pressed orange juice from my own fields for every guest and panelist on our show,“ he gushes. And after the show? “Then you can turn it into a delicious mimosa – but only with real  champagne of course! European star actress Alexandra Kamp is sending us greetings from Berlin with her favorite mug and a very intriguing recipe: An Italian hot coffee cocktail. Strega is a popular Italian digestif made from a proprietary blend of 70 herbs and spices. It is also not as “witch liqueur .”This goes very well with a nice cup of dark roasted coffee for that perfect Post dinner cup of coffee when you are skyping or zoom-calling with your loved ones or for a virtual girls night.  New York philanthropist Masha Pearl likes Martinis with the something of the something best “ Lychee or apple martinis are my choice of drink for Zoom cocktails.”  My own contribution is something familiar and something I view as pretty unique. I don’t have a sweet but rather a sour tooth  and as a result I enjoy lots of grapefruit juice. During my business calls, I mix it 50: 50 with sparkling water. Preferably Perrier. For my “virtual drinks” occasions or my upcoming  virtual Christmas dinner with my mother, I ll mix 1/4  grapefruit juice with  3/4 pinot Grigio wine. I simply came up with it out of the blue and then was surprised to see this one day this year as a ready mix in my wine store around the corner. I guess someone suddenly had the same idea and simply turned it into a business. I still prefer the self-made mix though and with lots of pulp in it for me, please. Try it! Cheers, Happy Hollidays and Happy New year! Yours, Nadja Atwal  

Arts, MSM Online, MSM Spotlight

The ART of Sydney Maubert

Sydney Maubert sports an impressive resume and is gifted with creative talent. She is a MArch II graduate student at Yale’s School of Architecture class of 2022. She just completed her BArch at the University of Miami’s five year program and is also the owner of Sydney R. Maubert LLC, art under which she’s completed two murals in Wynwood. She hopes to use her educational, professional and personal experiences, in practice and pedagogy to design equitable spaces for marginalized students and users.  How did you get involved in the world of art?   I got involved in art through my parents who really supported my interests in art by buying me all the paper, canvases and brushes as a kid. My Dad especially fostered my interest in art by giving me lessons through his own talent and the books he bought me. I think my skills were refined in architecture school at the University of Miami.    What art do you most identify with?   I’m not sure which genre I’d be in. I am a portrait artist, an Afro-latin artist. I use acrylic paint to convey personality and emotion, and it’s clear that I have an interest in identity and exploitation through my own lens and identity. It’s an expression of myself more than mimicking a particular style or person. I have a loose classical background from architecture school but my style is constantly changing as a result of me being self taught. I mostly look at people I know for inspiration, mainly writers and professors, like Cornel West or Angela Davis.    Professionally, what’s your goal?  I want to be an architect, an educator and an artist. In all my work, whatever artistic media, I have always been fascinated by humanity’s changing forms. I hope that I can use the education and opportunities I receive to open doors for other students, and potentially remain a student for the rest of my life. It’s why I invested in additional education at Yale. I’d love to see myself as dean of one of my alums one day. I hope my art continues to be shown in public venues. I’m trying to create a legacy for my students and children.  Your mural at Syndicate Kava Bar… Why did you create this particular art media?  I really enjoyed this mural project because I enjoy painting at larger scales. It allows me to play with form, color and lighting more playfully than the challenge of a smaller surface. Given that it was my second mural with them, I began to grow my confidence and have kind of a first taste of being public. I do sell paintings to friends or anyone who finds me online, but I haven’t been publicly shown in the way that an outdoor mural warrants. Murals are my favorite and I hope to do more. As for the three music artists represented, the owner really loves music, and I tried to accommodate both of our music genres.  How does your art stand out from other art from today?   I think that the wonderful thing about artistic expression is that it captures the intangible in a comprehensible way. Even though two people might look at my paintings or designs and notice different things, they might interpret my soul or the subject’s humanity in a way that sometimes the banality of life doesn’t allow. It allows suffering to speak in a beautiful way. I don’t know if that translates in a simple portrait but it’s what I feel especially when my paintings are more charged, more of a conversation piece.    What do you love about Miami’s art scene?    I love Miami for its culture, honesty, charm and vulnerabilities. I didn’t really feel like an artist until I started to notice Miami in its full richness, its culture, wealth and poverty, the beautiful and the inequitable. I visit Wynwood a lot to learn from what other artists are doing or saying. Being Cuban and Haitian, I’ve always had a deep appreciation for the food, music, art, architecture, the vibrance of the Caribbean, and its people. I have a deep love for people, but especially my heritage, so Miami allowed me to relish in both cultures. A lot of my curiosity and passion revolves around people, art, architecture and education which all revolve around capturing and analyzing the human mind, body and spirit.  To learn more about Sydney and her work, visit her website at www.sydneyrmaubert.com Follow Sidney on Instagram @sydneymaubertarc  

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